There is no expert medical report among the case's documents, and the retrieved excerpts contain no answer to this. The complaint alleges a neck injury with lasting restriction of movement.1
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There is no expert medical report among the case's documents, and the retrieved excerpts contain no answer to this. The complaint alleges a neck injury with lasting restriction of movement.1
The orthopedic expert rated the plaintiff's permanent whole-person impairment at 19%, most of it for restricted movement of the neck.1
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9.2 The insured must give the Company written notice of the accident or loss within 30 days of its occurrence.
3/15/2025 The accident was on Feb 18. I sent the notice form to the insurer today, delivery confirmation attached.
The chat shows the notice reached the insurer on March 15, 2025, 25 days after the accident.1
In that day's call, the claims adjuster confirms it arrived.2 Under section 9.2 of the policy, the notice was in time.3
9.1 In the event of an accident or loss, the insured must notify the Company as soon as practicable.
9.2 The insured must give the Company written notice of the accident or loss within 30 days of its occurrence.
9.3 The Company may require the insured to provide further documents needed to determine coverage.
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According to the automatic description of the photograph on page 9 of the complaint, two cars are in contact at an angle at an intersection on a residential street. The rear door and side panel of the dark car are dented and creased. Two long dark tire marks run along the road up to the rear wheels of the silver SUV.1

Photograph 1: the intersection after the accident.
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Report of an orthopedic expert retained by the plaintiff. p. 1
The plaintiff was rated at a permanent whole-person impairment of 19%, most of it for restricted movement of the neck. p. 4
The report does not say how the neck limitation affects the plaintiff's day-to-day function. p. 5
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